These files change infrequently, and not much header shuffling is required.
We don't add everything in src/util/ yet, because IWYU makes some
dubious suggestions, which I'm going to follow up with upstream.
Creates new files util/bip32.h and util/bip32.cpp for containing
BIP 32 stuff.
Moves FormatKeyPath from descriptor.cpp to util/bip32.
Adds a wrapper around it to prepent the 'm' for when just the
BIP 32 style keypath is needed.